← Back to calculator

Frequently Asked Questions

Q: What should I include?

Anything that charges you automatically and repeatedly: streaming services, cloud storage, apps, gym memberships, software, meal kits, news subscriptions.

Q: I have an annual subscription, not monthly — how do I enter it?

Divide the annual price by 12 and enter that as the "monthly cost" so it's counted consistently with your other subscriptions.

Q: Why show a 10-year total?

Small recurring charges are easy to underestimate because each one feels small individually. Seeing the long-run total, even at today's prices with no increases, often reveals spending that's worth reviewing.